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Depends on what stocks you're invested in. Warren Buffet says to just invest in the S&P500 if you really don't know what you're doing. If you're heavily into S&P500 ETFs, you're pretty damn safe. Yeah there's ups and downs but if you lose all your money on S&P500 ETFs, that means the entire economy has essentially crashed and we're all in an insane amount of trouble.
Also depends on age too. If you're near retirement, you want more of your money in bonds, CDs and mutual funds over stocks.
Also depends on age too. If you're near retirement, you want more of your money in bonds, CDs and mutual funds over stocks.