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6% interest on $25,000 is $1,500. So, setting aside the fact that there are approximately 17 million people (or 5% of the population) with student loan balances higher than that, a person in 25k worth of debt would need to allocate $125 a month just to not have their balance increase.
But let's say they want to pay off that debt in a reasonable time - let's say 10 years like you said. To do that and cover the interest, they would need to pay another hundred and a half to the tune of $280 a month at minimum.
You think there's "no excuse" for someone not having an extra $280 a month?
you can say the same about a car loan.... the average price of a car in 2019 was 36K at 6% interest. so is the government going to bale them out of that too? if people can afford a new car, they sure as hell can afford to pay down their student loan. a reasonable person would tighten up their finances and make some sacrifices on non-essential spending so they can pay off their bills. people easily blow their money going on vacations and eating out, going to the bars, etc.... but heaven forbid they pay more on their loan